Alternative payment options

I used the free trial for OpenAI and was very satisfied with it. I would like to continue using OpenAI. Outside of the US, however, credit cards aren’t nearly as common. I personally know nobody with a credit card, and the few that do own one do so for the explicit purpose of being able to make purchases from US stores and services.

With credit card being the only available payment option, I am afraid I can no longer use OpenAI until an alternative payment method is made available. I do not wish to go out of my way to get a credit card when this is the only thing I’d be using it for.

Frankly, having no alternative payment is incredibly excluding to people outside of the US and I hope OpenAI considers adding an alternative sooner rather than later.


I have got a debit card and it works fine. What you need to do is to get a debit card with international transactions enabled. Debit cards equally work fine.

Ask your bank if they can issue one, or enable your existing one.

1 Like

Sadly not. My Debit card has international payments enabled but OpenAI doesn’t seem to accept its card number when trying to set up a paid account. May I ask what kind of Debit card you have that works?


I have a Mastercard debit.
If that’s the case then check with your bank.

1 Like

Ah, I have a Maestro debit. Does OpenAI not accept Maestro?

1 Like

not sure, email them.

I’m waiting for Alipay to be enabled.


OpenAI does not even accept VISA cards issued by banks in China, let alone alipay.

I’m now trying to ask for help from friends in HK

1 Like

Has anyone resolved the issue with “card details not correct” error being shown? Is there workaround for this?

PayPal would be great for quickly topping up your account.


Please get PayPal supported ASAP. Losing a lot of customers this way.


PayPal is very commonly used online and should be supported.

I had a period of time I couldn’t renew because my card had been blocked as someone got access to use it fraudulently. I finally got a replacement and could renew, but it took time.

Direct debits from bank/credit union accounts are also an option that would help a case like that, though internationally PayPal and some of its competitors would be more helpful, and also would have allowed me to renew on time.


Hello everybody.
Anyone knows if it would be possible to pay through bank transfer? In my company the card payment is very restricted.
Many thanks,

1 Like

I have been successfully using DEPAY card to pay OpenAI bills for 2 months. It’s proved to be a workable payment method. DEPAY offers a kyc-free option for accout opening by depositing 10 USDT (TRC20). For FX restricted countries like China, OKX(欧易) can help you get and transfer crypto. The OKX account is also kyc free but with very limited transaction amount. You can go through its kyc with a China ID to lift the transaction amount up to 10mm USD. To China iOS users, the app is available in HK app store.

1 Like

Can you explain how to use DePay to pay for ChatGPT Plus? I really hope you’re not just some Chinese crypto advertiser.

For me the same issue I can’t pay as well

I have PayPal account but I can’t see option in openai


Email to Support Team, but they will never answer. I live outside of the US and found out that Strip doesn’t allow me to make payments in some specific countries. With chatGPT Plus, we could use “” to pay, but still no luck with API. If anyone has success paying with a virtual card, please guide and explain how could we fill in the address information to match with the card information. Based on my knowledge, that is used only for the billing address, right?

please guide us and explain how we could fill in the address information to match the card information. Based on my knowledge, that is used only for the billing address, right?

I can’t believe openai doesn’t support PayPal. Who would have thought an online vendor, let alone one that sells a product at the cutting edge of IT science, relies on antiquated and US centric payment methods.