"Your card has been declined" on all of my credit and debit cards

ChatGPT
1

Problem:
I am in India and it seems there is an issue with Stripe payments right now.
None of my cards work, I tried entering my family member’s card too but I got “Your card has been declined” on all of them.

Possible Solution:
I have a guess why this might be the case, Stripe does not allow storing card info in India because of the Central Bank’s decision to disallow third parties to store citizen’s card info.

This can be circumvented by making your Stripe checkout page include GPay as a payment option in India, GPay also supports recurring transactions and would work well in this case.

2 Likes
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True. I cannot buy one from my credit cards as well

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Looks like the whole set of Indian Credit / Debit cards are getting declined. Personally tried with 5 / 6 cards.

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“As of January 2023, Stripe supports cross-border e-mandates for recurring payments on cards issued in India for 12 non-INR currencies”

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Let me know if this gets resolved. We are facing declined card transactions since the last two years. All thanks to the mandarins in RBI.

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This may help

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i’m not from India and my card issued in US, but i have the same problem

1 Like
8

Same problem from Romania today. 2 cards declined…

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I’m in the Philippines here 2 cards were declined, It’s also been added successfully on payment methods but now I get an email that the payment was declined.

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I’m in the Philippines, 2 debit cards were declined. I even didn’t get an email that the payment was declined at March.

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I am from Turkey. And I have also tried a lot of cards. I asked my bank if they gave some kind of error with my cards. They said no.

Probably this error is related to stripe.

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still no fix for this. Indian bank issues cards - credit, debit all are failing. OpenAI tech support asks me to take it up with the bank. But no luck there yet. Any breakthrough anyone from India got on this billing issue?

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Same problem.

Your card has been declined

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There is a virtual credit BIN card suitable for openai api and for chat gpt payment.
Topped up by crypto, and available for worldwide users.
The links to the app which issues this card and the invite codes could be found only in Telegram channel, so one needs to download this app if havent yet and then subscribe to the channel:

@bitfreepromo

(search it in the Telegram search box)

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This issue likely stems from RBI regulations in India that prevent third parties like Stripe from storing card details. As a result, many cards get declined during checkout.

Possible Solution:
Enable Google Pay (GPay) on your Stripe checkout. It’s compliant with Indian regulations, supports recurring payments, and often works when cards fail. This workaround has resolved similar issues for many users in India.