Is the API is prepaid only?

Community
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I have been seeing the problems with the insufficient quota problems and am having them aswell, someone mention something that alarmed me. they said that they’ve received an email that informed them that the account will be prepaid and isn’t getting bill at the end of the month. I haven’t received this email but I fear this will be the new standard especially because of this mass problem that’s going around, any clarification from the team on this would be greatly appreciated thanks in advanced.

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https://help.openai.com/en/articles/8264644-what-is-prepaid-billing

Most API users will need to pre-purchase credits to use the API and Playground — this helps protect the OpenAI API from bad actors who may abuse pay-as-you-go billing and waste valuable resources that could otherwise go to high-trust users.

I haven’t used the API much on my personal account (I use mainly business one), and my personal account was already switched to the prepaid billing. It’s not bad change - on my personal account i prefer to prepaid and make sure I won’t exceed this limit by accident.

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I would understand that but I have prepaid credits as well and still can’t use my api, It has to be server issue.

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Error Code 429 - You exceeded your current quota, please check your plan and billing details.

Handling error code 429 - You exceeded your current quota, please check your plan and billing details

Updated over a week ago

This error message indicates that you have hit your maximum monthly budget for the API. This means that you have consumed all the credits or units allocated to your plan and have reached the limit of your billing cycle. This could happen for several reasons, such as:

  • You belong to many orgs, and your default org is set to another org, i.e. a personal org that is on an Explore free trial plan.

  • Your monthly budget is set too low for your organization’s usage.

  • You are using a high-volume or complex service that consumes a lot of credits or units per request.

  • You are using a large or diverse data set that requires a lot of requests to process.

To resolve this error, please follow these steps:

https://help.openai.com/en/articles/6891831-error-code-429-you-exceeded-your-current-quota-please-check-your-plan-and-billing-details