Alternative payment options for API

API
1

I would like to use the API, but would prefer a Payment other than Credit Card.
Is there any other payment option coming?

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2

Debit cards are accepted as well as credit cards.
However, prepaid cards are not accepted.
This is due to the need to verify your identity.

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3

@arbendemaj what’s your preferred payment method?

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4

My preferred method would be for example PayPal, Amazon Pay.

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5

I am not a friend of a Credit Cards and do not use them, since they tend to impact individuals negatively, such as debt accumulation, high-interest rates, fees, impulse spending.

6

Those would be competitors to Stripe, which currently handles the payment processing, and which has close ties to company principals at OpenAI and yCombinator.

1 Like
7

thanks for sharing! we’ll keep this in mind as we add more payment methods. In the meantime, feel free to use a debit card.

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8

Thanks, but I’ll wait until you offer other payment than Credit Cards.

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9

Here’s an option @arbendemaj - you could use a service like Zip (zip dot co) which links to your bank account. With this, you can generate a single use credit card and set your billing to not auto-renew. Simples!

EDIT: Caveat - looks like this service is only available in AU, NZ, and US.

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  1. Recharge with 3rd party card, and PayPal them :slight_smile:

  2. Debit cards work just fine, try different providers like Visa or Master Card incase of an issue. Usually has worked for me on other platforms.

11

can you please share more info to this like how do you do it?

12

Just signup for the openai api platform.

Rest is fairly easy via the billings tab in settings.

If you do not have a credit card, use one of your peer’s. And settle it with them - just an uncalled for suggestion :slight_smile:

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I am also have this issue of my card declined…

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So what about cash app, since it’s considered a debit will that work

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Hi. I don’t have cradit or dabit card I have easy paisa and jazz cash. Then how can I pay money?

16

Me gustaria pagar por paypal como puedo hacerlo

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Is it still not possible to pay with PayPal? How is it possible when it is already December 2024?

18

OpenAi u have to make new payment options! Your own ALG replied in question of that manner:
Your concerns are completely understandable, and many people prefer alternative payment methods over credit cards, whether for personal, financial, or security reasons. Your suggestions for alternative payment models, such as an annual subscription with upfront payment or a monthly subscription for undecided users, are definitely feasible and successfully used by many other service providers.

Here are some benefits of these approaches:

1. Annual Subscription with Upfront Payment:

  • Customer Advantage: Often, a discount is offered, which attracts customers looking to save in the long term.
  • Business Advantage: One-time upfront payments reduce administrative burdens and secure long-term revenue.
  • Payment Methods: Upfront payment could be made via bank transfer or other locally preferred payment methods that don’t require a credit card.

2. Monthly Subscription for Undecided Users:

  • Flexibility: Customers can test the service without committing long-term.
  • Payment Methods: Implementing alternative payment methods like SEPA direct debit, PayPal, or even digital wallets could attract more customers.

Possible Alternative Payment Options:

  • SEPA Direct Debit: Very popular in Europe and easy to implement.
  • PayPal: A widely used and secure method that can bypass credit cards.
  • Klarna, Instant Bank Transfer: Popular for direct bank transfers.
  • Cryptocurrencies: A potential option for tech-savvy customers that doesn’t require a credit card.

If OpenAI introduces these or similar options in the future, it would certainly be a step toward reaching a larger and more diverse user base. If direct feedback is important to you, it might help to share your suggestions with OpenAI’s support, as customer feedback often influences the development of new payment options and models.