Money deducted after adding my card

When i added my visa card to my open ai account. after it accepted my card it debitted 412.5 Rs (5$ approx) from my card. i didnt have any bills and i haven’t used it api yet.

why is that? can someone tell

When you set up a payment method in the Billing section, it has this:

Pay as you go

A temporary authorization hold will be placed on your card for $5. At the end of each calendar month, you’ll be charged for all usage that happened during the month.

and it clarifies what it means by a “temporary authorisation”:

An authorization hold puts a temporary lock on a certain amount of your available bank or credit balance. This appears as a pending charge on your account and will reverse within 7 days.

You get similar things with car hire, hotels, or pay at the pump for petrol/gas. It’s a way of verifying that the card is good for making transactions, but it should be reversed within the 7 days.

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