I am banned and I have no idea why

[_j]

Yep, chargeback is as good as doing fraud on them for getting an account banned.

API key stolen, charged lost of $, no response from support

I strongly advise against following suggestions to ‘let the credit card company handle it,’ which essentially equates to initiating a merchant chargeback. If you value your relationship with OpenAI or wish to use their API in the future, it’s crucial to understand that merchants generally view chargebacks quite unfavorably.