GPT-4 Card Payment Problem

Why will you build a product if users are not able to pay for it. I’ve been trying to pay for the GPT-4 model for the past 1 week now. Anytime I try to add payment details, it returns this “The card has been declined” error. When I checked the console, I saw a 402 error and it looked like it was calling the wrong API. I’m honestly going to use Gemini because of this madness.