Difficulty Adding Credit Card for API Credits Purchase

For several days, I have been trying to add a credit card to purchase credits for using the ChatGPT API. Unfortunately, all four of my international credit cards have been declined. I have followed all the instructions, such as clearing the cache and checking with my card issuer to see if there were any blocks, but no issues were found. I would like to understand why OpenAI’s credit purchasing policy is more restrictive than any other place I’ve ever shopped at.

Error message: Your card was declined.

Welcome to the community!

I’m sorry that you can’t purchase credits with a credit card.

As a possible solution, why not try using a debit card if you have one?

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I have also tried using a Wise debit card, but it didn’t work. I live in Brazil, and it’s not common for us to have access to USA debit cards here.

Hmm, I see. I believe that virtual debit cards, such as Wise Debit Card, cannot be used to charge credit because it is difficult to verify the customer.

The situation is not easy, but we can only advise you to contact the help desk…
Or you could get a new credit card, but that’s also difficult…

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