Autopay Fails After Multiple Auto-Recharge Attempts in a Short Time (Manual Payment Works Fine)

Hi everyone,

I’m facing an issue with OpenAI’s autopay / auto-recharge for API credits and wanted to check if others have experienced something similar.

I have a credit card set up for autopay, and generally it works fine. However, when the auto-recharge gets triggered multiple times within a short time window, the payments start failing.

Typical pattern:

  • The first 2–3 auto-recharges work successfully

  • These usually happen within 1–2 hours

  • After that, the subsequent auto-recharge fails

  • At that point, I have to manually recharge, which works perfectly with the same card

  • After the manual recharge, I need to re-enable autopay again

This has been happening consistently for the past ~2 months.

A few additional details:

  • The same credit card works fine for manual payments

  • There are no issues with the card limit or bank

  • The failure seems specifically related to multiple auto-charges in quick succession

Has anyone else run into this issue?
If so, did you find a workaround or identify the cause?

Thanks!