API credits billing issue in India, negative balance

I’m unable to make payments from India. This was working fine but since yesterday, it’s not working.
I’ve ran into negative balance yesterday.
Cards are saved on the platform, even tried adding new card, it also gets saved. Tried multiple payment methods, multiple cards, clearing the cache, and multiple browsers. Nothing is working. The cards are working fine with other sites and shops. International transaction is enabled, and the limit is set.

Contacted my bank, and they said it’s an OpenAi issue “Non-compliant transaction”.

Anyone else facing this issue?