What will be minimum amount paid to take API for testing and what will be its limit?

To start using OpenAI’s API, you need to add credits to your account, with the minimum usually being $5. These credits are consumed based on your actual usage, whether for text or image generation, and they remain valid for up to one year. There is no fixed expiry in terms of days; they last until you use them or reach the one-year limit. Tier levels mainly affect initial usage limits and request rates, but once your account is verified, you can freely use your balance across any supported API features. For learning and experimentation, it is recommended to log your requests and responses yourself so you can track usage, manage costs, and explore integrations across different platforms safely.