Question related to open ai billing system

My dollar card is provided by my local bank, where my bank account is created. Even though it is prepaid it is under the visa category and open ai accepts visa cards. Even though that card is not linked with my bank account directly . I understand open ai has banned prepaid cards due to fraud issues but my dollar card is legal and is only provided by my bank unless we have account in that particular bank and in order to create account there are strict policies so there is no way a scammer will be able to create that particular dollar card ? Will open ai accept my card .