Insufficient quota (despite having credits left and being far below the limit)

I met the same problem for 4days long, and it is still unsolved, I use a examples from GitHub:

from openai import OpenAI

client = OpenAI(
    # This is the default and can be omitted
    api_key=os.environ.get("OPENAI_API_KEY"),
)

chat_completion = client.chat.completions.create(
    messages=[
        {
            "role": "user",
            "content": "Say this is a test",
        }
    ],
    model="gpt-3.5-turbo",
)