Which error?
it looks like you don’t have any funds, so you should probably get a permission denied or something if you don’t have a payment method.
btw, a gpt 4 model would be called gpt-4-1106-preview or something, you can look at this list https://platform.openai.com/docs/models/gpt-4-and-gpt-4-turbo
they’re not really named super consistently unfortunately.
if you go here: https://platform.openai.com/account/billing/overview
you can click buy credits.
BUT!!!
This is what other people have reported works for them. I assume no liability here if it does or does not work!