Translated by AI:
Currently, due to the severe issue of credit card fraud in many countries, users are reluctant to use credit cards for online payments, and there are also many individuals who simply prefer not to use credit cards. It is recommended to consider adopting the method used in Taiwan, where users can purchase point cards at convenience stores. These cards allow users to buy a certain number of hours or a subscription for a specific period. Each point card can provide a serial number and password, which, once unsealed, can be entered into the account to activate the paid features. This approach could attract more customers who are concerned about cybersecurity risks, thereby increasing OpenAI’s revenue
目前線上信用卡付費方式，因為很多國家信用卡盜刷狀況嚴重，用戶不希望在線上使用信用卡付費，也有很多不喜歡用信用卡的朋友。
建議可以考慮在台灣使用在超商販買點數卡的方式，讓用戶可以購買一定時數或一段期間的付費版本，點數卡可以給一組序號加密碼，在拆封後可以於登入帳號後輸入點數卡序號及密碼開始使用付費功能。
這樣可以獲得更多害怕資安風險的客戶，增加OpenAI 的收入。