I have thought about this for a long time, indeed since this thread was started.
I have credits expiring October 1st.
The reality is though that the resulting capability I have from even a single prompt on GPT-5 is 10 times, maybe 100 times more than when I paid 1 year ago.
It is not smart to put money into a service and then forget about it for 1 year.
Or indeed to put excessive money into a service that you do not use for a year.
That is wasteful, maybe even unethical.
I am trying really hard to spend my remaining credits ethically… Sharing the results of my work with the forum (though to be fair this was my goal in the first place).
Specifically @ozkant . I get the shock of finding a system like this. Could I suggest putting your experience into one thoughtful post rather than posting across multiple threads? It keeps the forum tidy and respects the other users and the volunteers who run it.
I just feel personally, on reflection, the need to think from a different angle on this, to intelligently make a bad situation good.
For me the real value was probably to be Tier 4 and get access to models earlier, I think this is really the point of depositing more, the immediate need for speed and access, not long term hoarding.
Having Intelligence is not enough… It’s what you do with it that counts!