Why can't I not use the API even after paing 20$? Rate Limit wht? Is this a scam?

I paid 20§ for ChatGTP membership and to get access to the API, but I can not use the API at all. Even a simple “hello” gets me this: “openai.error.RateLimitError: You exceeded your current quota, please check your plan and billing details.”

WTF is this? Havn’t I paid already 20$? For what? To generate an API??? And what now, I have to pay another 1000$ to make use and type in a hello???

The openAI payment and billing system is deliberatly build to be confusing! What did I pay for in the first place? Why don’t I get what I have paid for (API usage)??? What type of scam is this??

The account for API models, AKA playground, (https://platform.openai.com/) does not include ChatGPT Plus. ChatGPT Plus is a separate monthly billing and requires a separate signup. (https://chat.openai.com/)