API key of a Chatgpt Plus user is not of 'chatgpt 4'?

As a chatgpt plus user, I have found the ‘message’ below indicating that I dont’ actually have access to chatgpt 4. Quite confused…how to get API key of ’ chatgtp 4 ’ and what am I paying for?

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ChatGPT and API are completely separate products. On ChatGPT Plus you have access to gpt-4 INSIDE ChatGPT. To get access to gpt-4 through API is a separate thing. There are lots of topic about this on this forum.

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Use the playground and ensure you have access.

Use gpt-4-1106-preview in your API calls.