I’ve used the latest GPT-4, and I’m very grateful to the official team. The experience is fantastic, with the quality and speed of answers significantly higher than GPT-3.5. The only drawback is that the cost of using it is a bit expensive 
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The chatCompletion is amazing. It is a fantastic API. I think the price considering what you are getting is a fair trade off. We won’t see drastic decreases in price until AI is more on a hardware level than software level
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You are right, the price may also be associated with the hardware price related to market position and computing power. As AI makes further progress, Looking forward to a future where prices can be drop down.