‘Unfortunately, I was not able to answer your question, because of the following error:\n\nYou exceeded your current quota, please check your plan and billing details.\n’
This is likely the recent payment processor problem experienced too often by the new prepayment system deployment. The topic is from two days ago. It should be corrected now on affected accounts, and if not, you see a credit card bill, a credit, but can’t spend your money, you can again send a message to help.openai.com for staff support.