It seems like the main argument here is “I don’t use it enough to justify $20, so they should make it cheaper.”
Would you make the same argument when buying a new car in an attempt to convince the dealership to lower their price?
I agree with @elmstedt, $20 is a steal.
In a business setting if it saves you 2 hours of work that month you made your money back and then some. If it doesn’t save you two hours you aren’t using it right.
If it still isn’t worth it to you LM Studio is free, go find a good open source model and use that instead.