does OpenAi allow people to create an AI video or image generator website and then use their api for the videos and image generations (a website were people can come and pay for generating videos or images using a credits system, 1 credit=1 video and 2 images).???
Yes, that is the purpose of the API.
However, you will have challenges with a business model, because your biggest competitor gives the same for free for casual use, and has a well-publicized website at chatgpt.com.
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am planning on creating a website/plartform like artlist io. i will include alot of ai features chatgpt doesnt have like music generation etc